Due to increasing inflation we support our employees financially and offer short term 0% interest rate loans.
Employees (hired on permanent employment contract) have the opportunity to apply to 2 gross salaries, spread over max 18 months of repayment, at 0% interest.
Loans submitted by before the 15th day of the month will be paid out in a given month. Applications after the 15th will count towards your next month's payout.
General conditions | Repayment | Availability |
Loan of up to employee’s duble gross salary (from month of loan request) - the amount depends on the employee's request | Repayment in max 18 monthly installments - after individual calculation, starting the next month after granting the loan | Employees hired on undefined employment contract |
Interest rate – 0% | Installments deducted from monthly salary | Excluding: contractors, interns, employees on notice period, employees on trial period, employees on fixed contract |
Fixed rates – not changable during the time of agreement | Possibility of faster repayment | |
Written contract required (template) | Immediate repayment in the event of termination of job contract by one of the parties |
QUESTIONS AND ANSWERS:
1. You apply by contacting the HR (Iwona Jeznach) via email with information:
- what amount you would like to borrow (the maximum amount of the loan is the equivalent of 2 employee's gross salaries of the month of application),
- in how many installments you want to distribute the loan (the maximum number of monthly installments is 18).
2. We prepare a contract (template loan contract, repayment schedule) in which you agree to deduct monthly installments from your salary and agree to immediate repayment in the event of termination (up to the minimum amount allowed by law).
3. When the loan contract is ready, we contact you to set a date for its signing.
Attention!Loans submitted by the 15th day of the month will be paid out in a given month. Applications after the 15th will count towards your next month's payout.
Employees hired on permanent employment contract. Employee loans are not available to employees on probationary, fixed-term contracts or interns.
The employee loan is not included in the annual salary. Therefore, you will not find this amount in your annual PIT. It is also not taxed.
Use our calculator. Enter the amount you want to borrow, the number of months of payment and you will receive information about the monthly installments.
If you would like to make an early repayment of the loan, please email the HR set up the details and sign the appropriate documents.
There is no do possibility of suspending installment payments.